PAYE Tax Calculator
SARS 2025/26 tax tables — take-home pay after PAYE, UIF and retirement deductions.
Salary
Personal Details
Primary rebate only — R 17,235/year
Enter 0 if you are not on medical aid
Deductions
Monthly contribution amount
Monthly contribution amount
Monthly amount received on top of salary. 80% is taxable under SARS rules.
Enter your annual gross salary above to see your tax calculation
Results update in real time using SARS 2025/26 tax tables.
About this calculator
What this calculator does
Calculates your monthly PAYE (Pay As You Earn) tax liability using the official SARS 2025/26 tax brackets, primary and secondary rebates, UIF contribution (capped at the legislated maximum), medical tax credits for you and your dependants, and the tax benefit of retirement annuity contributions.
How to interpret your results
Your take-home pay is your gross salary minus PAYE, UIF, and any RA contribution you entered. The effective tax rate shown is your actual tax as a percentage of gross income — this is usually lower than your marginal rate because SA uses a progressive tax system.
Assumptions applied
- Tax brackets and rebates are based on the SARS 2025/26 tax year (1 March 2025 to 28 February 2026).
- UIF is calculated at 1% of gross salary, capped at R177.12/month as per the current legislated maximum.
- Medical tax credits are R364/month for the primary member and R246/month for each additional dependant.
- RA contributions are deductible up to 27.5% of the greater of taxable income or remuneration, capped at R350,000 per year.
- The tertiary rebate (age 75+) is not applied unless you select it.
What this calculator doesn't account for
- Does not account for travel allowances, commission income, or other variable remuneration.
- Does not model provisional tax for self-employed individuals.
- Does not account for fringe benefits or company car taxation.
- SDL (Skills Development Levy) is an employer cost and is not included.
Further reading
How PAYE Tax Works in South Africa 2026 →