Financial guides built for South Africans
Practical, accurate, SA-specific. Every guide reviewed against current South African regulations.
Home Loans
What Happens to Your Bond When Interest Rates Change?
A rate change from the SARB affects every South African bond holder. Here's exactly what it means for your monthly repayment, with rand figures at different bond sizes.
How Much Bond Can I Afford in 2026?
Work out how much home loan you qualify for in South Africa. We break down what banks look at, the 30% rule, and a salary-to-bond table using current prime rate figures.
FLISP Subsidy 2026: Who Qualifies and How Much Can You Get?
The complete guide to the Finance Linked Individual Subsidy Programme — income thresholds, subsidy amounts, how to apply, and what disqualifies you.
Prime Rate South Africa 2026: What It Is and Why It Matters
The current prime rate, how the SARB sets it, what it means for your home loan and car finance repayments, and what to do when rates change.
Transfer Duty South Africa 2026: Complete Guide & Calculator
Everything you need to know about transfer duty in South Africa — the complete SARS bracket table, worked examples, new development exemption, and common mistakes buyers make.