Learn your money, step by step
Six short courses covering everything from your first budget to retirement — free, SA-specific, and linked straight to the calculator for each topic.
Budgeting
Build a budget that survives real South African life — stokvels, prepaid electricity, and irregular income included.
Managing Debt
Understand what you owe, how interest actually works, and your rights under the National Credit Act.
Investing
The basics of growing money over time — TFSAs, the JSE, ETFs, and how to think about risk.
Retirement
What an RA, pension, and provident fund actually are, and how much you should be saving.
Tax Basics
Make sense of your payslip, tax brackets, and the deductions that lower what you owe SARS.
Insurance
Life, funeral, medical, home, and car cover — what each actually protects and how much you need.
Articles & Guides
Deeper, long-form guides on specific SA financial topics — bond rates, transfer duty, FLISP, and more.
Home Loans
What Happens to Your Bond When Interest Rates Change?
A rate change from the SARB affects every South African bond holder. Here's exactly what it means for your monthly repayment, with rand figures at different bond sizes.
How Much Bond Can I Afford in 2026?
Work out how much home loan you qualify for in South Africa. We break down what banks look at, the 30% rule, and a salary-to-bond table using current prime rate figures.
FLISP Subsidy 2026: Who Qualifies and How Much Can You Get?
The complete guide to the Finance Linked Individual Subsidy Programme — income thresholds, subsidy amounts, how to apply, and what disqualifies you.
Prime Rate South Africa 2026: What It Is and Why It Matters
The current prime rate, how the SARB sets it, what it means for your home loan and car finance repayments, and what to do when rates change.
Transfer Duty South Africa 2026: Complete Guide & Calculator
Everything you need to know about transfer duty in South Africa — the complete SARS bracket table, worked examples, new development exemption, and common mistakes buyers make.