Financial Calculators
SA-specific and NCA-accurate. Every number uses the actual prime rate — not a guess.
Bond Calculator
Calculate your monthly bond repayment based on purchase price, deposit, and term.
Home Deposit Planner
Plan how long it will take to save your home deposit, or calculate the monthly saving needed to buy by a target date.
Vehicle Depreciation
See how much your car will be worth in 1–10 years. SA market rates with mileage adjustment.
Bond Optimiser
Stack extra payments, lump sums, rate simulations and access bond strategies. See exactly how much interest you save.
Property Purchase Costs
Estimate transfer duty, attorney fees, deeds office fees and total upfront costs for any SA property purchase.
Car Finance Calculator
Estimate your monthly vehicle repayment including balloon payments and interest.
Affordability Calculator
Find out how much you can afford to borrow under NCA lending guidelines.
Budget Planner
Map your income against expenses to find your true disposable income.
PAYE Tax Calculator
Estimate your PAYE, UIF, and net take-home pay for the current tax year.
Retirement Simulator
Project your retirement savings and see if you are on track for your goals.
TFSA Calculator
See how your Tax-Free Savings Account grows — projected value, tax-free growth, and the R46,000 annual / R500,000 lifetime limits.
RA vs Pension Calculator
Compare a retirement annuity vs a pension fund. See the impact of employer matching, early withdrawal costs, and the key differences between the two vehicles.
Two-Pot Withdrawal Calculator
Calculate your Two-Pot savings pot payout after SARS tax withholding and the long-term retirement cost of withdrawing.
Debt Consolidation
See if consolidating your debts saves money. NCA-accurate verdict, total interest comparison.
Car Maintenance Estimator
AI-powered estimate of annual running costs, service schedule, and common issues for your specific vehicle.
Car Comparison
Compare 2–3 vehicles side by side — running costs, safety ratings, SA theft risk, and insurance estimates.
Life Cover Needs Calculator
Calculate how much life cover your family needs using Capital Needs Analysis — income replacement, debt clearance, and emergency buffer.
Education Funding Calculator
Project your child's future education costs and find your monthly savings target. SA education inflation, TFSA strategy, and year-by-year breakdown.
Funeral Cover Estimator
Estimate how much funeral cover your family needs — including parents, siblings, and extended family. Monthly premium range included.
Rent vs Buy Calculator
Find your break-even year and see whether buying or renting-and-investing leaves you better off over your chosen time horizon.
True Ownership Cost Estimator
See the full monthly cost of owning a home — bond, rates, insurance, maintenance — and how it evolves as your bond pays down.
Medical Cover Guide
Hospital plan, medical aid, or medical insurance? Understand the differences and find out which suits your life stage and budget.
Fuel Type Comparison
Compare total cost of ownership across petrol, diesel, hybrid, and electric — including SA load shedding impact on EV charging.
Disability Income Calculator
Calculate the monthly disability income cover you need if illness or injury stops you from working.
Home Equity Calculator
See how your equity grows as your bond pays down and your property appreciates — with milestone years for 25%, 50%, and 75% equity.
Home Insurance Estimator
Estimate your building rebuild cost and annual insurance premium range. Understand the difference between market value and insured value.
Credit Card Comparison
Compare South African credit cards side by side — fees, interest rates, rewards, travel benefits and minimum income requirements across all major banks.