Prime Rate: 11.75%

South Africa's most accurate
financial calculators

Built for South Africans. NCA-compliant bond, car finance, tax, and affordability calculators that use the actual prime rate — not a guess.

Calculate your monthly bond repayment based on purchase price, deposit, and term.

Estimate your monthly vehicle repayment including balloon payments and interest.

Find out how much you can afford to borrow under NCA lending guidelines.

Map your income against expenses to find your true disposable income.

Estimate your PAYE, UIF, and net take-home pay for the current tax year.

Project your retirement savings and see if you are on track for your goals.

Current SA repo and prime lending rates, updated after each MPC meeting.

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